Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.
When you apply for a home loan, the conditions proposed by the bank will differ depending on the purpose you give to the property: primary residence or secondary. Understand the difference between the two and the financing conditions for each.
Currently, there are limits applied to mortgage loans, but they differ depending on the purpose given to the property. What is the reason for this differentiation? Read the explanation from the Bank of Portugal (BdP) below.
Already have a housing loan and want to buy another house? Know that it is possible, but the process requires extra care.
Having a vacation home can be more affordable than you think. Find out the steps and precautions to take to make this wish come true.
Want to buy a property and don't know the steps to follow in the process? In this article, we explain three phases that you must go through before buying a house, and how credit intermediaries can help.
When buying a house with a mortgage, you may come across confusing terms. If you have started the process and the bank has given you a sheet called FINE, understand its purpose and how to analyze it.
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
Are you planning to buy a new house and have already gone to the bank to assess your financial capacity to move forward? If so, and you now have a pre-approved home loan, find out how to proceed in finding the right property in this article.
When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?
With the rise in interest rates, the difficulty in paying the monthly installments of housing credit is greater. Therefore, it is important to look for savings solutions in credit, such as transferring it. Learn how this process works, and if it has costs.
The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?
Are you going to take out a mortgage to buy your house? Know that throughout the process, you may come across confusing terms. We have prepared a glossary on mortgage credit to help you understand everything.
The sudden loss of income or an increase in interest rates can lead to situations of defaulting on loan payments. Consolidating loans is an option that can provide immediate savings. How does it work?
The mortgage credit process goes through several stages, starting with sending documents to the bank. Next, the bank needs to evaluate if the credit holders have the conditions to proceed, and only then is the credit pre-approved. But what comes next?