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Pré-contratação de crédito habitação: Tudo o que precisa de saber num só eBook

Pre-credit approval for a mortgage: Everything you need to know in just one eBook.

Hiring a home loan can be a complex process, especially for first-time buyers. But Poupança no Minuto has gathered everything you need to know in one eBook!

08 Oct 20242 min

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How does the 1st phase of hiring a mortgage work? Find out everything in this eBook.

Want to learn everything about home loans, to be prepared before going through the entire hiring process? Our eBooks can help!  

It is possible to download for free, and we start by introducing you to the first: Everything you need to know about pre-contracting this financing . & nbsp;

Therefore, if you want to buy your dream home but don't know where to start with a housing loan, you are in the right place. The whole process can be complicated, but we aim to help you save time and money, as well as avoid bureaucracy.

Our eBook shares all the information in a simple, transparent, and cost-free way. But let's start with the beginning, what is the Poupança no Minuto? [https://www.poupancanominuto.com/contacto?utm_source=poupanca-no-minuto&utm_medium=artigo&utm_campaign=607-poupanca-no-minuto-1]

We are the credit intermediary that chose a side: the one of people who want to save stress, annoyances, and frustrations when contracting a loan. That's why we go straight to the point!  

So, what will you learn from our eBook? Through the simplified explanation of all concepts and phases of pre-hiring, you will have access to the following topics:  

  • How to set the initial value to give
  • What is the effort rate?
  • The maximum amount that the bank can finance
  • Is 100% financing possible?  
  • Payment of taxes and process expenses.
  • Does the down payment amount change depending on the property evaluation?   
  • Maximum financing terms.
  • How many primary cardholders can the credit have?
  • Documents to request a credit simulation.
  • Pre-approval of credit, what now?

Because information is power and savings is knowledge, download our free eBook and save yourself! Download the eBook now!

If you wish, you can also simulate your new home loan, or contact a credit intermediary from Poupança no Minuto.

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Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.